Grant Conditions
- You must have a job/trade.
- You must have been a member for 3-6 months.
- Every member applying for funds must have 2 sureties who must also be members.
- For medium and high earners, beneficiaries must have 18 years and above and 12 salary earners respectively as their guarantors.
Fund Repayment & Default Penalty
Every participant receiving funds is expected to repay the agreed amount weekly or monthly. Failure to do so without a valid reason will result in a penalty of ₦420 or ₦50 daily, whichever is higher, on the outstanding balance.
